Personal Speciality Coverage Insurance
Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs. Homeowners insurance does not cover floods. Purchasing a flood insurance policy through Jaymar Insurance Agency can protect you.
Although it may not seem as necessary as homeowners insurance, flood insurance is important if you want to keep your home safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc.
Standard Flood Insurance Policies
If you live in a community that participates in the NFIP, your building and its contents can be covered by a standard flood insurance policy. The National Flood Insurance Program (NFIP) was established by the Federal Government to help communities who “voluntarily participate in the NIFP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” To be considered a flood, the waters must cover at least two acres or affect at least two properties. You must apply for building coverage and contents coverage separately if you choose to invest in a standard flood insurance policy.
Preferred Risk Flood Insurance Policies
If your home or business is in a low or moderate risk zone, your building may qualify for a low-cost preferred risk policy. While you aren’t required to purchase flood insurance in low-to-moderate risk areas, a preferred risk policy will protect your home and its contents if you are affected by a small flood or a larger flood that has extended into your low-risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas.
Personal Umbrella Insurance
A Personal Umbrella liability provides coverage over all other liability insurance, such as a person’s homeowners, automobile, boat, etc. The Umbrella limits range from $1,000000 to $10,000000 and extends coverage when the primary liability insurance is exhausted. The Umbrella provides coverage for you, your spouse and any relatives living in your household and insured by your primary policies. Also included is coverage if you are sued for false imprisonment, wrongful eviction, libel, slander, defamation of character or invasion of privacy.
Umbrella coverage is inexpensive in comparison to the limits provided and premiums are based upon exposure (the state in which you live, the number of homes, cars and drivers or boats you maintain).
JayMar Insurance Agency will arrange for your coverage to be customized so that your Personal Umbrella Insurance policy will suit your needs.
*The coverage information outlined herein is a guide only; refer to the actual policies for full terms, conditions, exclusions, and limitations.
Watercraft Insurance gives you the peace of mind knowing that you are protected legally and financially if your boat is involved in an accident or damaged by fire, theft, vandalism, wind, hail, or other weather related occurrences. A Watercraft policy also protects you and your passengers from medical expenses resulting from an accident in your boat. It is similar to automobile insurance, except your liability, property damage, comprehensive and collision are related to the operation of a watercraft.
Benefits of Watercraft Insurance
Features of a Watercraft Policy
Elements to Consider
*The coverage information outlined herein is a guideline only; refer to the actual policies for full terms, conditions, exclusions, and limitations.
Discuss with us, other coverage, riders, endorsements, amendments and credits that can be added to customize your Watercraft Insurance policy.
Selecting your motorcycle is a big decision. Protecting your motorcycle is easy.
Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policy offers protection for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of most motorcycle owners.
We offer competitive prices plus convenient payment plans, and we’ll place your coverage with a company that has the financial stability to be there when you need them most. We hope you never have a bad day, but if you do, our motorcycle insurance coverage is designed to help turn a very bad day around.
And no doubt you’ll qualify for some of our discounts that will make your New York motorcycle insurance premiums even lower. We want you to enjoy your ride with the peace of mind that comes from knowing you’re covered.
Discounts that could significantly lower your insurance premium aren’t the only reason to place your policy with us. Competitive pricing, customer service, and peace of mind are more reasons to put us to work for you. We’ll help you design a policy to meet your needs as a proud motorcycle owner. We’ll show you what coverage may be available and how to get the personalized protection you need.
Even if you’ve been riding for years, it’s a good idea to take a close look at your motorcycle insurance coverage. Things change, times change, and chances are your policy may need to be updated to meet your changing lifestyle.
You’ve worked hard to get where you are, and you have a lot to look out for. You deserve the right policy at the right price. Regardless of the type of motorcycle rider you are, we quote motorcycle insurance for every lifestyle. Why not get started today and save with a free motorcycle insurance quote from Jaymar Insurance Agency.
Request A Quote From JayMar
Request a quote from JayMar Insurance Agency by supplying us with some basic information pertaining to your interests and your contact information. We will respond to you promptly by setting up a meeting for a no cost-no obligation review of your insurance plans.
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