For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993
As an agency promoting a socially responsible New York, JayMar has made it our business to help as many individuals and their families in New York get quality, affordable health coverage as we can. We specialize in the Affordable Health Care Act (aka Obamacare) and we are particularly savvy about navigating the NYSOH Exchange. We feel that our knowledge of the law and how it applies to New Yorkers in particular is unmatched in the industry. We want you to know that we are not just insurance agents; we are educators and advocates. We clarify the ambiguities and debunk the myths. For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993
Our process: Our intake sessions are thorough and take an average of one hour (with an additional 15 minutes for the enrollment portion of the process.) During the session we will gather information about you and your family, including where you live, names and ages of each family member, occupation and income, current/prior insurance and basic health histories.
We determine the carrier primarily based on:
We determine your plan primarily based on:
Once we have identified the right carrier and plan for you, we provide an in-depth explanation of the plan’s benefits as well as definitions of relevant health insurance terms you may or may not be familiar with.
For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993
Carriers We Work With (Plans are available both On and Off Exchange)
Health Republic of New York Oscar Health Insurance Empire Blue Cross/Blue Shield (Pathways Network) NSLIJ CareConnect Emblem Health United Health Care (Compass Network) Oxford (Liberty Network)
For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993 The carriers we work with have vast, high quality networks – up to 100,000 providers – which include HMO’s and EPO’s available to individuals and families.
For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993
For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993
Additional potential benefits you could enjoy include a separate network of alternative healthcare practitioners providing discounted services on things like acupuncture, yoga, and massage – just to name a few; a nationwide network of urgent care facilities; and free, unlimited, nationwide Telemedicine!
Individuals may only enroll in a plan during the Open Enrollment Period from November 1st, ,2015 through January 31st ,2016.
However…if you have a qualifying life event you may be eligible to enroll in a qualified health plan (QHP)** at anytime during the year, provided you have not gone without essential health coverage for more than 60 days. Qualifying life events include the following:
Other exceptional circumstances, as defined by HHS. For Help Please Call JayMar Insurance Agency Today at 516-605-2757 or 631-875-2993
* A tax credit that can help you afford coverage bought through the Marketplace. Sometimes known as APTC, “advance payments of the premium tax credit,” or premium tax credit. Unlike tax credits you claim when you file your taxes, these tax credits can be used right away to lower your monthly premium costs. If you qualify, you may choose how much advance credit payments to apply to your premiums each month, up to a maximum amount. If the amount of advance credit payments you get for the year is less than the tax credit you’re due, you’ll get the difference as a refundable credit when you file your federal income tax return. If your advance payments for the year are more than the amount of your credit, you must repay the excess advance payments with your tax return. (www.healthcare.gov).
**Under the Affordable Care Act, starting in 2014, an insurance plan that is certified by the Health Insurance Marketplace, provides essential health benefits, follows established limits on cost-sharing (like deductibles, copayments, and out-of-pocket maximum amounts), and meets other requirements. A qualified health plan will have a certification by each Marketplace in which it is sold. (www.healthcare.gov). IF YOU ARE A FREELANCER AND NEED HELP UNDERSTANDING WHAT OPTIONS ARE AVAILABLE TO YOU PLEASE VISIT OUR SITE www.FreelancersInsuranceHelp.com IF YOU NEED MORE HELP IN UNDERSTANDING HOW THE AFFORDABLE CARE ACT AKA OBAMACARE SPECIFICALLY EFFECTS LONG ISLANDERS PLEASE VISIT www.LongIslandObamacare.com
IF YOU NEED MORE HELP IN UNDERSTANDING HOW THE AFFORDABLE CARE ACT AKA OBAMACARE SPECIFICALLY EFFECTS RESIDENTS OF NYC PLEASE VISIT OUR SITE www.newyorkcityobamacare.com
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