Employee Life Insurance Benefits
As A Part of Your Benefits PlanAn employer often feels it obligatory to help the family of a deceased employee. This is the reason that a Group Term Life plan often seems to be at the core of an employee benefits program. There is a great deal of flexibility when designing the overall schedule and the benefit is relatively inexpensive when compared to other benefits. Group Life is traditionally written on a term basis and is in effect as long as the policy is in effect and the employee is enrolled.
It can be structured in the following ways: Basic Life
Supplemental Life
Voluntary Life
Basic, Supplemental and Voluntary Life are often available with multi year rate guarantees (two or three years) to make budgeting easier. Supplemental and Voluntary Life insurance is an excellent way for you to offer your employees the benefits that they want without impacting your budget.
JayMar Insurance Agency can work with you to design a plan that is within your budget. After obtaining your employee census and completing a full market study, we will present the most competitive plan designs for your review.
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