Commercial General Liability and Excess Liability Insurance


jaymar insurance general excess liability

Why Do I Need Excess Liability Insurance When I Have Liability Insurance Already?

Owning a business is difficult task. As a business owner, you worry for the future of your company in a time when many businesses are going under. In addition to making sure the company is growing, you must also plan for mistakes or accidents that could potentially devastate your business. The best way to deal with a dissatisfied customer and a potential lawsuit is through umbrella or excess liability insurance.

Umbrella or excess Liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability insurance coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.

Your basic business insurance policies are essential for your business’s survival. They offer your company a blanket of security with so many risks and dangers working toward bringing you down. But unfortunately, these coverage options will only you cover you to a certain extent.

Let JayMar Insurance Agency help you make sure that your business is protected in case of any unforeseen incident. Protect yourself with an excess liability policy. Contact us right now for more information.